Insights

Explore the key issues shaping the insurance sector in our latest edition.

In this issue, we explore year-end reporting challenges for UK insurers, outline the PRA’s proposals on climate risk management, and review Lloyd’s financial transformation under Solvency UK. We also examine the FCA’s evolving regulatory stance and upcoming umbrella company reforms. From a technology perspective, we look at how AI is reshaping insurance operations while highlighting governance and compliance priorities.

In the latest edition of Broking Business, we explore how new accounting standards could impact profit commission structures, highlight the most common RMAR pitfalls and how to avoid them, and share key CASS insights from the FCA to help you prepare for future audits. We also examine the Chancellor’s potential tax moves ahead of the Autumn Budget and reveal how HMRC is increasing its VAT take from brokers without raising headline rates.

From January 2026, FRS 102 changes will impact insurance intermediaries, affecting EBITDA and key metrics like bonuses, covenants, and valuations. Our guide explains the new five-step revenue model and its implications for common services.